24-year-old Changsha Gu’s mother-in-law is young. Gu (pseudonym) has become popular on Xiaohongshu recently because she released a “4500-day retirement countdown calendar” and shared in detail her early retirement plan and her usual financial management skills. She hopes to save enough 2 million yuan in target money, and live a life of living everywhere in the future. Komiks 1960 witch cloth draw This series of posts has been popular among netizens. Many people feel it is interesting, but many people question the feasibility of the plan.
Target: When you retire after 4500 days, you are less than 40 years old.
Xiao Gu released this “4500-day countdown retirement calendar” on March 13. “In order to objectively understand how far I am from early retirement fire, I made a 4500-day retirement countdown Cinema 1950 witch cloth draw calendar. I read that right, the whole Babaylan 1990 cloth drawThe total 4,500 days, half of me was so high, and a total of 4,500 small grids were cut. I spent a week. The countdown started after more than 4,000 days. Some people might feel bored, but for me, at least the pace of time is moving forward, and I keep moving towards the life I want.”
On the evening of March 17, the reporter contacted Xiao Gu. According to her, she is a native of Changsha and is 24 years old this year.Why do you have the idea of retirement early at such a young age? She said: Komiks 1960 witch cloth draw “About 2 years ago, I accidentally learned about the fire group. Their concept of “save money first, enjoy it” is very attractive to me. I also joined the ‘fire life’ group on Douban Babaylan 1990 witch cloth. There are more than 220,000 members. Everyone usually Komiks 1960 witch cloth Draw and exchanged various techniques to increase revenue and reduce expenditure. The real decision to count down to 4,500 days of retirement was not long ago. I calculated that I saved up a target amount of 2 million yuan, which took about 13 years. At that time, I was 37 years old. To motivate and remind myself, I did the countdown calendar of Cinema 1950 witch cloth draw. “
Xiao Gu said that fire does not mean the English word “fire”, but the abbreviation of the first letter of the four English words “Fire”, Cinema 1950 witch cloth draw. “
Xiao Gu said that fire does not mean the English word “fire”, but the abbreviation of the first letter of the four English words “Fire”, Babaylan 1990 cloth draw, meaning “financial independence, early withdrawalKomiks 1960 witch cloth draw rest”. This group adheres to the concept of “save money first, enjoy it later”. By reducing material desires, living a minimalist life, and using investment income to cover daily expenses, we have the confidence to pursue the lifestyle they like. “I am not rejecting work, but I don’t like the unchanging work. I hope Komiks 1960 witch cloth draw hopes to freely control my life and dominate my time. Even if I retire early in 4,500 days, I don’t mean I’ll stop working at all, and I may set up stalls and write articles.Chapter, like a travel blogger. ”
Advocating minimalism: No luxury goods, no mobile phones have been replaced for many years
I also shared it on Xiaogu’s own social platformKomiks 1960 witch clothes Draw posts that save more money to manage their finances, such as the post shared on March 15 titled “Salary of 8,000 yuan, save 7985 yuan, but I only spent 15 yuan in March”. This post records in detail how Xiaoju did it until it only cost 15 yuan in March: living, there is no mortgage on the house, and the water and electricity boyfriend paid for it, so it didn’t cost money; mobile phone bills and transportation fees, which are almost equal to her monthly financial management income, which is exactly the same; eating, drinking, breakfast and lunch are solved in the company, and it is free. Dinner is a few days for 0 yuan to eat snail noodles, and the only expense is that I bought 15 yuan ingredients for shopping in the supermarket and ate it for several nights; daily necessities, tissues Komiks 1960 witch clothes draw cups of hand sanitizer, garbage bags, toothpaste, etc. are basically obtained from wool; skin care products and cosmetics are purchased at one time every Double Eleven every year, and there is no need for other times Cinema 1950 witch clothes Draw wants to buy it. In addition, she hung all the idle clothes on salted fish, and the bed sheets and a skirt sold for a total of 116 yuan. In this way, she not only did not spend money in the first half of March, but also made more than 100 yuan.
On March 16, Xiaogu posted another day’s consumption account: today’s interest income is 10 yuan, and it costs 2.28 yuan. Her breakfast and lunch that day were also solved by the company. Dinner was a pack of old Beijing instant noodles, plus a fried egg, a small bag of French fries, three big white rabbit milk candies, a cup of milk tea, and a piece of pineapple. Netizens sighed, “You are really a little expert in saving money”, “This noodles look delicious”… Under Xiaogu’s post, there were also netizens comments: “This is financially free”, “I hope to share some tips for saving money in the future”, etc.
Xiaogu said she Babaylan 1990 cloth draw Nowadays, minimalism is more popular. The daily consumption is indeed very low, and I will not make any risky investments. “I don’t have any luxury goods or some expensive electronic products. I have used it for two or three years for more than 2,000 yuan for a mobile phone.”
In addition to getting a salary from work, Cinema 1950 witch clothes draw, Xiao Su also showed off his investment and financial management. The draw plan includes the funds purchased. She said that her total assets are currently 656,000 yuan, which is 32.8% of the progress. With her parents’ sponsorship, she spent 500,000 yuan to buy an apartment in Changsha, with a monthly rental income of 2,600 yuan, which can be regarded as a financial product with long-term income. The remaining 15.6Babaylan 1990 cloth drawAll 15.6 million yuan bought stable bond funds.
Family: Parents hope to be stable, and their boyfriends also joined the plan
What do parents think about their early retirement plan?
When the reporter interviewed Xiao Gu on the phone, her mother was next to her. “My parents were very opposed at the beginning because they finally asked me to go to work, but they had to retire early. Anyway, in their hearts, they just feel that it is stable to go to work. The reason why I tried to save this money was not only to give them an explanation, but also to give myself a sense of security. I divided my life into the first half and the second half. The first half was for the people around me, and I had to live for myself in the second half. “
Xiao Gu said: “My boyfriend was also a traditional office worker at the beginning, and he wanted to work diligently until he was old. But after carefully studying my plan for Komiks 1960 witch cloth draw, I felt that the plan was very detailed and solid, not unrealistic. Finally, after Komiks 1960 witch cloth draw, he was also moved by me and joined in. Now we have more common language. He now has a similar plan to countdown on retirement. ”
SourceCinema 1950 witch cloth draw | Yangcheng Evening News • Yangcheng School Comprehensive Upstream News, Red Star News, Western Decision-making D Video, etc. Editor | Zheng Zongmin