Xiao Gu (pseudonym), a 24-year-old Changsha girl, has become popular on Xiaohongshu recently because she released a “4500Cinema 1950 witch cloth drawBabaylan 1990 cloth drawday retirement countdown calendar”, sharing in detail her early retirement plan and her usual financial management skills, hoping to save enough of her target amount of 2 million yuan and live a life of living everywhere in the future. This series of posts has been popular among netizens, and many people find it interesting, but many people question the feasibility of the plan.
Cinema 1950 witch cloth draw Target: When you retire after 4500 days, you are less than 40 years old
Xiao Gu released this “4500-day countdown retirement calendar” on March 13, “In order to objectively understand how far I am from early retirement fire, I made a 4500-day retirementCinema 1950 witch cloth draw countdown calendar. I read that right, the whole 4,500 days, which totaled half of me was so high, and I cut a total of 4,500 small grids. I spent a week. 400Babaylan 1990 cloth drawCountdown started in more than 0 days. Some people might feel bored, but for me, at least the pace of time is moving forward, and I keep moving towards the life I want.”
On the evening of March 17, the reporter contacted Xiao Gu. According to her, she is a native of Cinema 1950 witch cloth draw Changsha, and she is 24 years old this year. Why do you have the idea of retirement early at such a young age? She said: “It was about 2 years ago that I accidentally learned about the fire group. The idea of ”save money first, enjoy it later” is very attractive.I. I also joined the ‘fire life’ group on Douban, with a total of more than 220,000 members. Everyone usually exchanges various skills to increase revenue and reduce expenditure. The real decision to count down to 4,500 days of retirement was not long ago. I calculated that I saved up enough to have a target of RMB 2 million. Komiks 1960 witch cloth draw took about 13 years, when I was 37 years old. To motivate and remind myself, I made this countdown calendar. ”
Xiao Gu said that fire does not mean the English word “fire”, but the abbreviation of the first letter of the four English words Financial independence Retire early, meaning “financialKomiks 1960 witch cloth draw Independent, retire early”. This group pursues the concept of “save money first, then enjoy”, by reducing material desires, living a minimalist life, and using investment income to cover daily expenses, so as to have the confidence to pursue the lifestyle they like. “I am not rejecting work, but I don’t like the unchanging work. I want to freely control my life and dominate my time. Even if Cinema 1950 witch cloth draw retires early after 00 days, it doesn’t mean that it’s completely out of work. It may also set up stalls and write articles, just like a travel blogger. ”Babaylan 1990 cloth draw
Advocating minimalism: no luxury goods, no mobile phones have been replaced for many years
I also shared many posts on Xiaogu’s own social platform, such as the post shared on March 15 with “Salary of 8,000 and 7985, but I only spent 15 yuan in March”. This post records in detail how Xiaogu did it until only spent 15 yuan in March: living in, no mortgage for the house, and the water and electricity boyfriend paid for it, so I didn’t spend money; Komiks 1960 witch clothes drawMobile phone bills and transportation fees, which are almost equal to her monthly financial income, which is exactly the same; food, drink, breakfast and lunch are solved by the company, and it is free. For a few days, dinner is snail noodles that cost 0 yuan, the only one Babaylan 1990 cloth drawOne expense was that I bought 15 yuan in ingredients for shopping in the supermarket and ate it for several nights; daily necessities, tissues, cups, hand sanitizer, garbage bags, toothpaste, etc. were basically obtained from wool; skin care products and makeup Komiks 1960 witch clothes ProductsCinema 1950 witch clothes draw is bought at one time every Double Eleven every year, and there is no need to buy it at other times. In addition, she hung all the idle clothes on salted fish, and the bed sheets and a skirt sold for a total of 116 yuan. In this way, she not only did not spend money in the first half of March, but also made more than 100 yuan.
On March 16, Xiaogu posted another day’s consumption account: today’s interest income is 10 yuan, and it costs 2.28 yuan. Her breakfast and lunch that day were also solved by the company, and dinner was a pack of old Beijing noodles. Instant noodles, plus a fried egg, a small bag of French fries, three big white rabbit milk candies, a cup of milk tea, and a piece of pineapple. Netizens sighed, “You are really a little expert in saving money”, “This noodles look delicious”… Under Xiaogu’s post, there were also netizens commented: “This is financially free”, “I hope to share some tips on saving money in the future”, etc.
Xiaogu said that he now advocates minimalism, and his daily consumption is indeed very low, and he will not make any risky investments. “I don’t have any Komiks 1960 witch cloth drawLuxury and some expensive electronic products, I have spent more than 2 or 3 years on my mobile phone for more than 20Komiks 1960 witch cloth drawMore than 2 or 3 years”.
In addition to getting a salary at work, Xiaogu also showed off her investment and financial management plan, including the funds she purchased. She said that her total assets are currently 656,000 yuan in Komiks 1960 witch cloth draw, completing 32.8% of the progress. With her parents’ sponsorship, she spent 500,000 yuan to buy an apartment in Changsha, and each Komiks 1960 witch cloth draw656,000 yuan to complete the progress.//comicmov.com/”>Babaylan 1990 cloth drawThe monthly rental income of 2,600 yuan can be regarded as a long-term financial management product. The remaining 156,000 yuan bought a stable bond fund.
Family: Parents want stability, and their boyfriends also join the plan
What do parents think about their early retirement plan?
When the reporter interviewed Xiao Gu on the phone, her mother was next to her. “My parents were very opposed to Komiks 1960 witch cloth draw at the beginning, because I finally asked me to go to work, but I had to retire early. Anyway, in their hearts, they just feel that it is stable to go to work. The reason why I tried to save this money was to give them an explanation, and to give myself a sense of security. I divided my life into the first half and the second half. The first half was for the people around me, and I had to live for myself in the second half. “
Xiao Gu said: “My boyfriend was also a traditional office worker at the beginning, and he wanted to work diligently until he was old. But after studying my plan in detail, I felt that the plan was very detailed and solid, not the unrealistic kind of thing. Finally, he was moved by me and joined in. Now we both have more common language. He now also Cinema 1950 witch cloth draw made a similar retirement countdown plan. ”
Cinema 1950 witch cloth draw Source | SheepKomiks 1960 witch clothdrawCity Evening News•Yangcheng School Comprehensive Upstream News, Red Star News, Western Decision-making D Video, etc. | Zheng Zong Babaylan 1990 cloth drawmin