Xiao Gu (pseudonym), a 24-year-old Changsha girl, has become popular on Xiaohongshu recently because she released a “4500-day retirement countdown calendar” and shared in detail her early retirement plan and her usual financial management skills. She hopes to save enough of the target amount of 2 million yuan and live a life of living everywhere in the future. This series of posts has been popular among netizens. It is very interesting for many people, but many people question the feasibility of the plan.
Target: Babaylan 1990 cloth draw When he retired after 4500 days
Xiao Gu released this “4500-day countdown retirement calendar” on March 13. “In order to objectively understand how far I am from early retirement fire, I made a 4500-day retirement countdown calendar. I read that right, the whole Cinema 1950 witch cloth drawThe total 4,500 days, which totaled half of Komiks 1960 witch cloth drawI was so tall, and I cut a total of 4,500 small grids, and I spent a week. The countdown started after more than 4,000 days. Maybe some people would feel that Cinema 1950 witch cloth drawKomiks 1960 witch cloth Draw is bored, but for me, at least the pace of time is moving forward, and I am constantly moving towards the life I want.”
On the evening of March 17, the reporter from Cinema 1950 witch cloth draw contacted Xiao Gu. According to her, she is a native of Changsha and is 24 years old this year.Why do you have the idea of retirement early at such a young age? She said: “The idea of this Komiks 1960 witch cloth draw was about 2 years ago, and I accidentally learned about the fire group. The concept of “save money first, enjoy it later” attracted me. I also joined the “fire life” group on Douban, with more than 220,000 members. Everyone usually communicated various skills to increase revenue and reduce expenditure. The real decision to count down to 4,500 days for retirement was not long ago. I calculated the price of Komiks 1960 witch cloth draw‘s price was 2 million yuan, which took about 13 years. At that time, I was 37 years old. In order to motivate and remind myself Babaylan 1990 cloth draw, I made this countdown calendar. “
Xiao Gu said that fire does not mean the English word “fire”, but the financial indeBabaylan 1990 cloth drawpendence Retire early the abbreviation of the first letter of the four English words, meaning “financial independence, early retirement”. This group adheres to the concept of “save money first, enjoy it later”. By reducing material desires, living a minimalist life, and using investment income to cover daily expenses, we have the confidence to pursue the lifestyle they like. “I am not rejecting work, but I don’t like the unchanging work of Babaylan 1990 clothes draw. I Komiks 1960 witch cloth draw hope to freely control my life and dominateCinema 1950 witch cloth Draw my own time. Even if I retire early after 4,500 days, it doesn’t mean I’m not working at all. I may set up a stall and write articles, like a travel blogger. “
Advocate minimalism: no luxury goods, I haven’t changed my phone for many years
I also shared many posts on Xiaogu’s own social platform on Xiaogu’s own social platform, such as the post “Salary of 8,000 and saved 7,985, but I only spent 15 yuan in March” shared on March 15. This post records in detail how Xiaogu does 3I only spent 15 yuan in the month: I live, there is no mortgage on the house, and my boyfriend paid for the water and electricity, so I didn’t spend money; mobile phone bills and transportation fees, which are almost equal to her monthly financial management income, which is exactly the same; food, drink, breakfast and lunch are solved in the company, and it is free. There are a few days of dinner when I eat snail noodles that cost 0 yuan. The only expense is that I bought 15 yuan ingredients for shopping in the supermarket and ate them for a few nights. Daily necessities, tissues, cups, hand sanitizer, garbage bags, toothpaste, etc. are basically obtained from wool. Skin care products and cosmetics are purchased at one time every Double Eleven every year, and there is no need to buy them at other times. In addition, she hung all her idle clothes on Cinema 1950 witch clothes draw, and the bed sheets and a skirt cost a total of 116 yuan. If she counts this way, she not only did not spend money in the first half of March, but also made more than 100 yuan.
On March 16, Xiaogu posted another day’s consumption account: today’s interest income is 10 yuan, and it costs 2.28 yuan. Her breakfast that day was also solved by lunch at the company, with a pack of old Beijing instant noodles, plus a fried egg, a small bag of French fries, three big white rabbit milk candies, a cup of milk tea, and a piece of pineapple. Netizens sighed, “You are really a good expert in saving money”, “This noodles look delicious”… Some netizens also commented under Xiaogu’s post: “This is financially free”, “I hope to share more money-saving tips in the future”, etc.
小故表示自己现在比较崇尚极简主义，平时消费确Babaylan 1990 cloth draw实很低，自己不会做任何风险大的投资。 “I don’t have any luxury goods or some expensive electronic products. I have used more than 2,000 yuan for a mobile phone for two or three years.”
In addition to getting a salary at work, Xiaogu also showed off her investment and financial management plan, including the funds she purchased. She stated that her total assets are currently 656,000 yuan, which is 32.8% of the progress. With her parents’ sponsorship, she spent 500,000 yuan to buy an apartment in Changsha, and her monthly rental income of 200 yuan was 600 yuan, which can be regarded as a long-term income property. The remaining 156,000 yuan bought all the stable bond funds.
FamilyKomiks 1960 witch cloth draw: Parents want stability, and their boyfriends also join the plan
What do parents think about their early retirement plan?
When the reporter interviewed Xiao Gu on the phone, her mother was next to her. “My parents were very opposed to the Cinema 1950 witch cloth draw at the beginning, because I finally let me go to work, but I had to retire early. Anyway, in their hearts, they just feel that it is stable to go to work. The reason why I tried to save this money was not only to give them an explanation, but also to give myself a sense of security. I divided my life into the first half and the second half. The first half was for the people around me, and I had to live for myself in the second half. “
Xiao Gu said: “My boyfriend was also a traditional office worker at the beginning and wanted to work hard until he was old. But after carefully studying my plan, I felt that the plan was very detailed and solid, not unrealistic. Finally, he was moved by me and joined the Komiks 1960 witch cloth draw. Now we have more common languages. He now has a similar plan to countdown on retirement. ”
Source | YangBabaylan 1990 cloth drawCity Evening News•Yangcheng School Comprehensive Upstream News, Red Star News, Western Decision-making D Video, etc. Editor | Zheng Zongmin